On average,less than 5% of checks are returned for insufficient funds, and 90% of these are merely timing issues, where a check is presented before a deposit is credited.
The problem is, many banks make a large part of their revenue from various "fees", including returned check fees. Typically, the "merchant" is charged from $3.00 to $5.00 every time a check fails, while the customer may be charged $25.00 or more. Banks may "present" the same check twice, typically on succesive days, charging you the fee both times!! After two tries, You're out $6.00 to $10.00 in fees, and still have a check that isn't worth anything to you!!

WHAT'S THE SOLUTION??

THE CHECK COLLECTOR!!

Your cost for this service is exactly nothing!! You receive the full amount of all collected checks, and you'll be "rebated" 20% of the "collection fee", which will usually offset what your bank charged you when the check first bounced!! Collected funds are paid weekly, rebates monthly, directly to you!